If I have a credit judgment against me, can I have my name taken off title to my house so that it can be refinanced and I will not have a lien placed on it?

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If I have a credit judgment against me, can I have my name taken off title to my house so that it can be refinanced and I will not have a lien placed on it?

My husband and I have a home and both our names are on the title deed and we need to refinance it.

Asked on December 3, 2012 under Real Estate Law, Alabama

Answers:

eric redman / Redman Ludwig, P.C.

Answered 9 years ago | Contributor

if there is a judgment lien on the real estate, then transferring it out of your name now will not eliminate it.  if you are in Indiana then a judgment against only one spouse is not a lien on real estate owned in joint name.


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