Is it legal if my husband paid off his auto loan but the bank refused to give him the title because his father (who is the co-signer) has a lien against his house?

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Is it legal if my husband paid off his auto loan but the bank refused to give him the title because his father (who is the co-signer) has a lien against his house?

Asked on June 5, 2012 under Bankruptcy Law, Illinois

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

From what you have written, if your husband has paid off in full his auto loan for the car he has, the lender should be required to provide your husband with registered title to the vehicle under the loan agreement for it.

The lien with respect to the house that you have written about should have no bearing on whether or not title to the car should be given to your husband for it.


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