If my friend used my car one night but made an illegal U-turn and another car hit mine and totaled it, can I sue for the 3k that I had to pay out of pocket?

If my friend used my car one night but made an illegal U-turn and another car hit mine and totaled it, can I sue for the 3k that I had to pay out of pocket?

My insurance would not cover all of my damages; it paid roughly 7k leaving me to pay 3k on a car that I could not drive. My friend was not listed on my policy.

Asked on June 30, 2014 under Accident Law, North Carolina

Answers:

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