What to do if my father died 17 years ago and I recently received a letter from an insurer regarding a group benefit insurance policy?

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What to do if my father died 17 years ago and I recently received a letter from an insurer regarding a group benefit insurance policy?

I sent information in regards to his survivors which are me and my sister. Received a check for $460 which is made out to the estate of my father. My father was on disability when he died and had no will or estate and Aetna will not change the beneficiary to me or my sister. Is it worth it to form an estate for $460? I already spent $50 to get a death certificate online and for notary fees.

Asked on September 19, 2013 under Estate Planning, Pennsylvania

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

$460.00 is not enough to create an estate. You can usually get an exemption from the court and show the insurance company the exemption. If that doesn't help, file a consumer complaint with your state's insurance department to obtain a resolution.

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

$460.00 is not enough to create an estate. You can usually get an exemption from the court and show the insurance company the exemption. If that doesn't help, file a consumer complaint with your state's insurance department to obtain a resolution.


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