How can I find out who the designated beneficiary of a life insurance policy is?

UPDATED: Sep 9, 2012

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How can I find out who the designated beneficiary of a life insurance policy is?

My ex-husband past away 3 months ago. He left 3 children behind. He had a life insurance policy of 45K for them, however when I called the insurance company, they told me neither the boys or myself were the beneficiary of the policy. He had told me that the boys were the beneficiaries up until he passed. How do I find out who was the beneficiary and what are my boys entitled to?

Asked on September 9, 2012 under Insurance Law, Louisiana


M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

I am so sorry for your loss.   The life insurance company will not divulge the information to you unless you are contesting the beneficiary designation.  That would then cause the insurance company to being an interpleader proceeding to pay the funds in to court.  Was there an estate opened for your ex?  That would be a public record and it would klist his assets for distribution.  The policy may be listed in there but it is not calculated as part of his estate if the designation was in order.  Start by looking up the estate in the county in which he resided at the time of his death.  Good luck.

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