If my daughter bought a car from a friends’ parents but it was uninsured and she had an accident, as her mother am I liable for anything or does it all fall on the people whose name the car is titled to?

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If my daughter bought a car from a friends’ parents but it was uninsured and she had an accident, as her mother am I liable for anything or does it all fall on the people whose name the car is titled to?

She is 16, the car is not her name or mine friends’ parents and found out today that 2 weeks ago they took insurance off completely. Today she was in a wreck, not paying attention, she slammed into the back of a car.

Asked on September 1, 2015 under Accident Law, Kansas

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

1 If she was at fault in the accident, she could be liable--liability in a car accident depends on fault, such as driving carelessly if she was not at fault, she should not be liable. The at-fault driver can always be liable, regardless of who owns the car.
2 Since she is a minor, you, as her mother, would be liable if she was at fault.
3 Whoever owned the car at the time of the accident could also be liable, as the owner of a car may be liable if they permitted someone to drive it e.g. the car was not stolen by the person and that person was at fault. Generally, the persons in whose names it was titled is presumed to be the owner. Both the driver and the owner could be liable--the injured persons may decide whether to sue one, the other, or both.


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