What to do if my car was repossessed and the repo man is trying to charge us to get my boyfriend’s stuff back?

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What to do if my car was repossessed and the repo man is trying to charge us to get my boyfriend’s stuff back?

About 95% of the items in my car that was repossessed belongs to my boyfriend. The repo man is trying to charge us a fee to get the stuff out of my car. From everyone I’ve talked to, including an officer, it’s Illigal for him to do that. However, no matter what I say the guy is insistant that there is a law that states that it is legal for him to charge us to get the items back. Is that true?

Asked on May 15, 2012 under General Practice, New Hampshire

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

You are correct that it is illegal for the person who repossessed your car to charge you to get your personal items back. One option is to pay the person the fee by check with a receipt for the items that you want back and then cancel payment on the check as a validly contested dispute. At least you get your belongings back sooner rather than later.

Another option is to make a complaint to the lender that you have concerning the loan about the improper conduct of the repossession company and make a complaint against it with your state's attorney general's office.


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