What will happen if my boyfriend, who has a revoked driver’s license, was involved in an accident which totaled my car and and several other vehicles?

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What will happen if my boyfriend, who has a revoked driver’s license, was involved in an accident which totaled my car and and several other vehicles?

He was issued tickets. I did not have insurance coverage on this vehicle. Is my driver’s license going to get suspended?

Asked on December 18, 2014 under Accident Law, Illinois

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

The law varies from state to state regarding the penalty for driving without insurance.  The Department of Motor Vehicles can suspend your license until you provide proof of insurance.

As the registered owner of the vehicle, you are liable for the accident.  Since you didn't have insurance, you will be sued by the owners of the other vehicles that were damaged / totaled in the accident.  In addition to your liability for those property damage claims, you will also be liable for personal injury claims of the occupants of the other vehicles in the accident.  Your liability on the personal injury claims will include compensation for the medical bills, compensation for pain and suffering which is an amount in addition to the medical bills and compensation for wage loss.


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