What can I do if my boyfriend got into an accident while driving a car registered in my name that was uninsured?

Get Legal Help Today

 Secured with SHA-256 Encryption

What can I do if my boyfriend got into an accident while driving a car registered in my name that was uninsured?

The insurance was cancelled on the car I asked him not to drive until we got the insurance back but he drove anyway. The guy he had accident with chose to try and settle out of court but was not happy with what my former boyfriend offered. I had no idea about the accident until my insurance company notified me. My father had me on his insurance. Now that he knows I didn’t have insurnace on the car and he’s after my father to sue him for not having insurance on the car at the time of the accident. My father was not involved in accident. He does not own the vehicle. It’s not registered in his name either. Is he responsible? Am I responsible?

Asked on August 31, 2015 under Accident Law, New Jersey

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Since you are the registered owner of the vehicle, you are liable if your boyfriend was at fault in the accident.
The party who was not at fault in the accident could sue you  for the property damage cost of repairs to his vehicle. 
Your father is not liable because you are the registered owner of the vehicle however, if you are a minor, the party who was not at fault in the accident, could sue your parents to recover compensation for the accident in which your boyfriend was at fault while driving your car.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption