My apartment was robbed on Janaury 6th. The insurance agent who is investigating it says that the witnesses statements are off on dates.

UPDATED: May 13, 2009

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My apartment was robbed on Janaury 6th. The insurance agent who is investigating it says that the witnesses statements are off on dates.

How does he expect for the witnesses to remember something in every detail without looking at a calendar and remembering word for word what they told the police if he tries to find out 5 months from the time it happened? Should I threaten to sue for treble damages unless he hurries up the claim? I am tired of dealing with this a*hole!!

Asked on May 13, 2009 under Insurance Law, Maryland


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 13 years ago | Contributor

Robbery (I assume you mean burglary) claims are sometimes regarded with suspicion by insurance companies. Errors as to dates, changed stories and conflicting facts only heighten suspicion. What the adjuster may be telling you indirectly is that something seems fishy.

An amateur threatening the company with a lawsuit only makes them mad and more suspicious.

If you think you are in the right, and/or the company is acting in bad faith, by all means start a lawsuit. If they conclude your claim is fraudulent, however, they'll deny it and may stop at little to defend and may also seek to have you prosecuted for insurance fraud.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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