My apartment was robbed on Janaury 6th. The insurance agent who is investigating it says that the witnesses statements are off on dates.

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My apartment was robbed on Janaury 6th. The insurance agent who is investigating it says that the witnesses statements are off on dates.

How does he expect for the witnesses to remember something in every detail without looking at a calendar and remembering word for word what they told the police if he tries to find out 5 months from the time it happened? Should I threaten to sue for treble damages unless he hurries up the claim? I am tired of dealing with this a*hole!!

Asked on May 13, 2009 under Insurance Law, Maryland

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

Robbery (I assume you mean burglary) claims are sometimes regarded with suspicion by insurance companies. Errors as to dates, changed stories and conflicting facts only heighten suspicion. What the adjuster may be telling you indirectly is that something seems fishy.

An amateur threatening the company with a lawsuit only makes them mad and more suspicious.

If you think you are in the right, and/or the company is acting in bad faith, by all means start a lawsuit. If they conclude your claim is fraudulent, however, they'll deny it and may stop at little to defend and may also seek to have you prosecuted for insurance fraud.


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