What to do if my 17 year caused an auto accident?

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What to do if my 17 year caused an auto accident?

He did not have insurance. He ran a stop sign but the driver he hit was on suspended license.The owner of the other vehicle was not in the car but stated she has full coverage. What could happen I am aware his license will be suspended but what other things could happen?

Asked on December 6, 2012 under Accident Law, Ohio

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Since your son did not have insurance and was at fault in the accident, if the registered owner of the other vehicle has uninsured motorist coverage, she can file an uninsured motorist claim through her insurance carrier to have her car repaired.  That insurance carrier will then file a lawsuit to recover the amount it pays on the claim.  Since your son is a minor, the lawsuit will be filed against you.  If you are the registered owner of your son's car, you are liable for the accident.  If you are not the registered owner of your son's car, since he is a minor, the insurance carrier for the other vehicle will sue you as mentioned above to recover what it paid on the uninsured motorist claim.  If the insurance carrier gets a judgment against you, the judgment can be enforced by a wage garnishment or a lien on your property.


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