Michigan Car Accident Resources

UPDATED: Sep 29, 2022

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We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Sep 29, 2022Fact Checked

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Sep 29, 2022Fact Checked

Michigan Car Accident Law, Lawyers and Attorneys

Car accidents are a fact of life. They happen every day in Michigan. The National Highway Traffic Safety Administration (NHTSA) reported 1,085 fatal crashes on Michigan roads in 2006. If you’ve been in a car accident and are looking for information about how to assess your rights and responsibilities and where to go for help, you’ve come to the right spot. Our car accident articles cover relevant issues such as fault, insurance, claims, personal injury, property damage, government liability, and structured settlements. You will also find rules, laws and other information specific to the state of Michigan, and links to Michigan personal injury attorneys, who can assess the value of your claim and provide advice on your best course of action.

Michigan Car Accident Articles:

How an Auto Accident Insurance Claim Works

What is Your Car Accident Injury Claim Worth

Who is at Fault?

Car Insurance and Auto Accidents: Are You Covered?

What You Can Expect to Recover for Property Damage in Auto Accident Cases

Auto Accidents: Options if You’re at an Impasse with the Insurance Adjuster

Car Accidents Involving Government-Owned Vehicles and Government Workers

Structured Settlements

Do I Need to Contact an Attorney After a Car Accident?

Michigan Car Accident Lawyers:

Find an experienced Michigan Car Accident Attorney at AttorneyPages.com

Post your case to a Michigan Car Accident Lawyer (it’s free, with no obligations)

Post your auto accident question on the Free Advice Auto Accidents and Vehicle Claims forum

Article: How a Personal Injury Lawyer Can Help

Michigan Auto Law Michigan car, truck, and motorcycle attorneys.

Special Rules for Michigan Car Accidents:

Michigan Fault: Proportional Comparative Fault. Although Michigan is a no-fault state, you can still sue or be sued for death or serious bodily injury to another person in an auto accident. You may also be sued if you are 50% or more at fault for causing damage to another person’s car which is not covered by their insurance. See the State of Michigan’s Brief Explanation of No-Fault Insurance for details.

Michigan Car Insurance Requirements/Limits: Bodily Injury & Property Damage Liability. Minimum coverage limits by law are: Up to $40,000 for personal injury of all persons in the car at the time of the accident, subject to a limit of $20,000 for any one individual; up to $10,000 for property damage.

Michigan Small Claims Limits: $3,000

Michigan Personal Injury Statute of Limitations: 3 years from the date of the injury, or if the injury could not have been discovered right away, from the date you discovered the injury.

Michigan Auto Accidents Involving Government Vehicles: Notice to File Against Government: If you were injured in a car accident caused by a government employee, you may sue the government agency —the city or town, county or state, public agency, or school—that employs that person.

For claims against the federal government use form 95 and follow the instructions on page 2.

– For claims against the state of Michigan for under $1,000, use the State Administrative Board form. For claims over $1,000, contact the Ingham County Circuit Court in Lansing.

– For claims against a city, village, or county government employee, contact the local government agency directly for the proper forms and time limits. For claims against the City of Detroit, contact the Law Department Claims Section.

In dealing with accidents involving government entities and workers, be aware that there are special notices that must be filed against the appropriate government unit responsible for your injury within a certain time period (30 days to 180 days) AND before filing a lawsuit. Each entity has its own separate time periods and may differ from your state’s Personal Injury Statute of Limitations for actions against a private party. The rules can be confusing. Check the form you are filling out to find out the time limit for filing your claim. Accident claims involving the government can be complicated. Any mistakes in filing or failing to file on time could result in losing your ability to recover for your damages and injuries. Consult an experienced attorney right away to preserve your rights. See also Car Accidents Involving the Government-Owned Vehicles and Government Workers..

Michigan Personal Injury Venue (Where to File Your Lawsuit): In the district or trial court or small claims court located where the defendant (the person you are suing) lives or does business. Alternatively, you might consider filing in a court located where the accident occurred. If you are filing a claim against a government agency and are unsure of which agency is responsible, the most prudent course is to file a separate claim against each. Or contact a Michigan car accident attorney.

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Get Legal Help Today

Find the right lawyer for your legal issue.

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