If the at-fault party in my car accident only has minimal coverage, am I able to still collect pain and suffering through my uninsured motorist coverage?
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If the at-fault party in my car accident only has minimal coverage, am I able to still collect pain and suffering through my uninsured motorist coverage?
I have a limit up to $100,000.
Asked on May 16, 2015 under Accident Law, Oklahoma
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 8 years ago | Contributor
Since the at-fault party had insurance, you won't be able to use your uninsured motorist coverage.
If you are dissatisfied with settlement offers from the at-fault party's insurance carrier, reject the settlement offers and file a lawsuit for negligence against the at-fault party.
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