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How do I get rid of a judgment lien against me? Can I just pay it to the creditor without having to sell any property?
Asked on June 4, 2009 under Bankruptcy Law, Michigan
B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Yes. The judgment, if it's just a dollar amount, all you need to do is pay that amount plus the interest to the date of payment. You should be able to get the name of the creditor's attorney, who would be the best contact for finding out how, where and exactly how much to pay.
You should also ask to receive a copy of whatever is filed to have the judgment lien removed; it's not physically removed but it will be shown as discharged.
These are legal rights you have, to pay off a judgment in full, rather than allow your property to be attached, and to have the judgment lien removed once you do that. If you run into trouble on either one of these, please see an attorney in your area, as soon as possible. One place to find a qualified lawyer is our website, http://attorneypages.com