Is there something i can do about being denied a dispute on my prepaid/debit card?

UPDATED: Oct 1, 2022

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Is there something i can do about being denied a dispute on my prepaid/debit card?

I recently had fraudulent activity on my prepaid debit card. They took all my money, I was in shock. I filed a dispute and they denied it. All the reason why they denied my claim didn’t make any sense to me. You can see by my history on the card I would never said that much in 1 day and I’ve never been to those stores. Is there anything i can do about this?

Asked on September 18, 2017 under Criminal Law, California

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

There is no fraud protection on debit cards, the way there is on credit cards: the card issuer cannot help you. (This is a reason to use credit cards instead of debit cards, by the way.) If you know or can find out who stole you money, you can press charges against and/or sue him or her.


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