Is there anything I can do about a hospital bill that never went through my insurance?

UPDATED: Sep 2, 2011

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Is there anything I can do about a hospital bill that never went through my insurance?

I was billed for an ambulance 2 years ago, and as soon as I recieved my bill I gave them my insurance information. I didn’t hear anything back until recently. They never billed my insurance even though they had my information, and now they tell me it’s too late. They expect me to pay the full amount…Is there not anything I can do?

Asked on September 2, 2011 under Bankruptcy Law, Texas


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If you submitted an ambulance bill to your medical insurance carrier several years ago for payment and your carrier did not pay it in full, in part, or ever denied the tender for payment, you need to re-tender the invoice to the carrier for payment advising the ambulance company of the situation.

If you did not submit the bill to your insurance carrier, you may have a problem in that it is your obligation to submit such invoices for payment in addition to the ambulance company promptly.

You need to contact your insurance provider about the ambulance bill and provide a copy of it. Whether it agrees to pay for it remains to be seen after this length of time if it had never been submitted previously.

In the interim, you need to contact the ambulance company's accounts receivables person and inquire why the ambulance company did not follow through with the insurance information for payment and why it delayed so long in contacting you for payment. Part of the probem lies with the ambulance company's delay in notifying you that the bill had not been paid.

Good luck.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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