Is lying to get a cheaper rate insurance fraud and who is liable if the employer is bullying you into it?

UPDATED: Dec 2, 2011

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Is lying to get a cheaper rate insurance fraud and who is liable if the employer is bullying you into it?

Is it legal to sign a slip of paper stating I’m going through a smoking cessation course when I have no intention of quitting just to get the cheaper rates? In tandem with this, is it legal for my employer to almost force me to do so, stating that everyone else has done it already and whether or not I do it will be reflected upon come time for my next review?

Asked on December 2, 2011 under Employment Labor Law, Kansas


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Lying on an insurance application and/or to get a better rate is insurance fraud.

The person lying--in this case, you--would definitely be liable. The employer *may* be...but also might not be; it is not necessarily againset the law to tll someone that they should commit a crime.  For  example, say you tell a friend to beat another person up; if the friend takes you seriously and does it, he, not you, is liable. For the employer to be liable as well as you, they'd have to actually collaborate with in some way to lie; merely threatening your job is not enough, since you have the option of *not*  lying and accepting the consequences.

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