Is it safe to send my bank statement to a collection agency?

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Is it safe to send my bank statement to a collection agency?

My mom is 75 and took out a credit card through over 14 years ago. Now a collection agency is requesting the money owed.

Asked on February 23, 2012 under Bankruptcy Law, New York

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

I would hold off sending any information to a credit card collection agency concerning the alleged debt that your mother owes at this point. Assuming that the debt owed goes back more than four (4) years without payment, collection on the debt may be time barred under the statute of limitations of your state.

I suggest that you and your mother consult with an attorney who practices law in the area of consumer debt to assist you in your matter further and to see if the claim for money owed may be too late for the filing of a lawsuit.


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