Is it legal for a collection agency to garnish my wages for a car that I co-signed for over 13 years ago?

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Is it legal for a collection agency to garnish my wages for a car that I co-signed for over 13 years ago?

This car was reposessed back then and the debt was wrote off. Not only that, but they are wanting like 3 times the original amount of the car. It’s not even the finance company that originally had the loan. It’s costing me a quarter of my check every pay period which makes life that much tougher.

Asked on November 27, 2012 under Bankruptcy Law, California

Answers:

eric redman / Redman Ludwig, P.C.

Answered 8 years ago | Contributor

if they got a judgment way back then it is stil valid and can be collected today .  work out a deal with the lawyer to make smaller payments and stop the garn, or file a bankruptcy and stop it and eliminate your debts


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