Is a contract signed by a minor valid?
No, a contract signed by a minor is not valid. If your minor child has signed a contract for a non-essential item without your approval, the contract is invalid. Contracts signed by a minor are only valid if the parent or guardian consented to the contract. If the minor is emancipated and the court awarded them adult status, then their contracts are considered valid.
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UPDATED: Jul 14, 2023
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UPDATED: Jul 14, 2023
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
In all states, the age requirement to sign a contract is 18 years of age. A child under the age of 18 is considered a minor and is unable to sign a contract unless it is for essential items. Essential items include medicines, food, and medical services. Otherwise, the minor child must have a parent or guardian consent to the contract in order for it to be legally binding.
If your minor child has signed a contract for a non-essential item without your approval, the contract is not valid. In other words, you can contact the business and have the contract destroyed. Valid contracts are only so if the parent or guardian consented to the contract. Any items that the child purchased on contract would need to be returned. Fortunately, the retailers must return the items regardless of their return policy, since they violated the state’s law in allowing the minor to sign the contract in the first place.
If your child is emancipated, meaning the court awarded them adult status while they were still underage, then their contracts are considered valid. In addition, if the child went to great lengths to make it appear that they were 18, such as producing a false identification card, then the court may decide that the contract is legally binding despite the child’s status as a minor.
If your minor child has signed a contract and the merchant is refusing to cancel the contract, contact an attorney for assistance. Based on the age requirements alone, most attorneys can send a simple letter to the merchant that will be sufficient warning for them to cancel the contract.
Case Studies: Validity of Contracts Signed by Minors
Case Study 1: Non-essential Item Purchase
The Smith family discovered that their minor child had signed a contract to purchase a non-essential item without their approval. In this case, the contract was deemed invalid since the child lacked the legal capacity to enter into the agreement without parental consent. The family successfully contacted the business to have the contract cancelled and the items returned.
Case Study 2: Essential Item Purchase
The Johnson family’s minor child required urgent medical services and signed a contract for the necessary treatment. As the purchase fell under the category of essential items, the contract was considered valid without the need for parental consent. This case illustrates the exception to the general rule regarding contracts for essential items.
Case Study 3: Emancipated Minor
The Anderson family’s minor child had obtained emancipated status from the court, granting them adult status before turning 18. In this case, any contracts signed by the emancipated minor were considered valid, as they had the legal capacity of an adult. Emancipation allowed the minor to enter into contracts independently, without the need for parental consent.
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Mary Martin
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Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.