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A long term disability insurance claim denial can be devastating. Typical disability insurance denials are based on narrow reading of the insurance policy. We interview an experienced disability attorney about the laws that govern disability insurance claims. Read this detailed interview here.
→ Read MoreMost disability programs, like Social Security disability insurance, are run on the federal level. However, there are a few states that offer their own disability benefits programs specific to residents of their jurisdiction.
→ Read MoreIn some situations disability income may be subject to income tax. Whether or not disability income is taxed will depend on who is paying for the disability insurance premiums and how much income you are receiving from your disability benefits in combination with other sources.
→ Read MoreWhat are my legal remedies if my insurance company or plan refuses to pay a claim for a benefit or service?
→ Read MoreDiscussion of things to consider in preparing an appeal of a denial for a long-term disability claim.
→ Read MoreThe Unum Group is one of America’s largest insurers in the disability market. However, bigger is not necessarily better. Unum has a long history of denying and delaying valid disability claims and was recently named the second worst insurance company in America according to the American Association of Justice.
→ Read MoreCalifornia state employees who file for CalPERS (California Public Employees Retirement System) disability retirement take on an enormous financial and legal burden trying to prove their disability. CalPERS disability retirement lawyers say the a better strategy may be to demand that your employer accommodate your medical condition instead.
→ Read MoreWhat is long term disability and how does it interact with ERISA (the Employee Retirement Income Security Act)? To find out, we asked Ron Dean, a California attorney who has been engaged in employee benefits litigation primarily on behalf of participants for over 30 years. This article explains how the two interact.
→ Read MoreInsurance companies will use a variety of tactics to deny long term disability benefits – including the use of private surveillance and conducting interviews after the surveillance specifically designed to have you “slip up” on your story.
→ Read MoreThe long term disability claims process can be difficult, confusing and downright frustrating. Knowing how the process works, what to watch out for and when to contact an attorney can make that process a lot more tolerable.
→ Read MoreFind the right lawyer for your legal issue.
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