If I hit a car that is parked on the side of the road and it has no insurance or registration, would my insurance pay for the damage to their vehicle?

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If I hit a car that is parked on the side of the road and it has no insurance or registration, would my insurance pay for the damage to their vehicle?

Asked on November 25, 2015 under Accident Law, Texas

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Your insurance should pay, up to the limits of your policy, if you have liability coverage for property damage, so long as you did not hit the other car intentionally or while DWI/DUI (most policies have exclusions which allow the insurer to not pay for intentional wrongful acts or when DWI/DUI).


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