If your name is not on a home loan but you live in the house, can the mortgage company keep calling you even after you have asked them to stop?

UPDATED: Jan 12, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Jan 12, 2012Fact Checked

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

If your name is not on a home loan but you live in the house, can the mortgage company keep calling you even after you have asked them to stop?

My in-laws have a loan on the house. We live in the house with them. The mortgage company keeps calling my cell phone (which is in my wife’s name) even after I have told them that I have nothing to do with the loan, I have no control on when they get paid, and to please stop calling me. My in-laws are not even a month behind and they are getting calls almost everyday.

Asked on January 12, 2012 under Bankruptcy Law, Florida


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

There is nothing preventing the lender on the home that you are living in from calling on your cell phone with respect to in-laws who seemingly have not made payments for the home that you are living in even though you are not the borrower.

I would simply advise the lending company's representative to not call you anymore the next time you receive a telephone call concerning past due monies owed. One way to get the calls to stop is simply to speak with the caller's supervisor and request the stoppage.

Possibly the continued calls could be in violation of your state's laws prohibiting unfair debt collection practices. For a better answer on this issue, you might wish to consult with an attorney that practices in the area of consumer law.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption