If your ex has a life insurance policy on you, can you force them to cancel it?

UPDATED: Jun 12, 2009

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If your ex has a life insurance policy on you, can you force them to cancel it?

My Ex-Wife has two life insurance policies on me. I tried to convince her to cancel the policy. She refuses. I called the insurance companies and they refused to cancel the policies because she is paying the premium. I am not comfortable with her having about 10 years worth of my salary in life insurance policy payable to her upon my death. Can I force her or the insurance company to cancel the policies?

Asked on June 12, 2009 under Insurance Law, North Carolina


B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 13 years ago | Contributor

I don't blame you for being uncomfortable with this.  In some cases, a court will order this, as part of a divorce, in order to protect future support payments, although it's more commonly for the benefit of children than ex-spouses.

If there's no court order that mentions it, in most states she has no insurable interest in your life, and if you didn't have it, she couldn't buy a new policy on you.

Your attorney should be able to clear this up with a letter or two, I would think, or explain, based on all of the facts (which I don't have), why something else needs to be done, or not.  One place to find a lawyer is our website, http://attorneypages.com

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