If you received a summons in the mail for a debt that you can no longer pay, can the debt be dissmissed?

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If you received a summons in the mail for a debt that you can no longer pay, can the debt be dissmissed?

I can’t pay since I’m on SSI.

Asked on January 8, 2013 under Bankruptcy Law, Massachusetts

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

No, your case will not be dismissed. You will still owe the debt. So if you do not show up to court, it will issue your creditor a "default judgement". It can then take collection action against you. However, if you have no assets and your only income is SSI, as a practical matter your creditor won't be able to collect.


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