If you finance a car and do not make payments, can you be charged with auto theft?

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If you finance a car and do not make payments, can you be charged with auto theft?

Asked on October 1, 2010 under Criminal Law, North Carolina

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

I think that there may be more to this question than meets the eye.  Generally if you do not make payments you face repossession of the vehicle by the lender.  But if you are avoiding repossession of the vehicle - by moving the car to another place like out of state or hiding the car in some way - then I could see how the charge could indeed arise and be put to the test.  I am also hoping that you had every intention o making payments but fell on hard times and not that you financed the car but never had any intention of ever paying a dime on it.  That would be fraud as well.  Good luck.


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