If someone dies driving a motorcycle that is registered and insured in another person’s name, willthe insurance company still pay out?

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If someone dies driving a motorcycle that is registered and insured in another person’s name, willthe insurance company still pay out?

Asked on December 22, 2011 under Accident Law, Michigan

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

Whether or not the insurance carrier for the motorcycle and the owner of the machine pays a settlement for the death of a person not the owner of the machine who was driving it depends upon the facts resulting in that person's death, the type of insurance policy for the machine and the exclusions under the policy of insurance.

The question as written has too many unknowns to make some general opinion as to the possible outcome of pay out. From my experience, the insurance carrier will  make every effort to deny coverage and not make any pay out concerning the fact pattern that you have written about.


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