IfI was in an accident in someone else’s car insurance, does the insurance company have the right to look at my driving record 13 years back?
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IfI was in an accident in someone else’s car insurance, does the insurance company have the right to look at my driving record 13 years back?
Asked on October 17, 2011 under Accident Law, New York
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Yes, the insurer can most likely get this information.
First, it is potentially relevant to the issue of liability, and since it is potentially relevant to liability, it something that the insurer can request.
If it is another party's insurer, unless they actually use some legal process--OR it is your own insurer, asking you for information pursuant to a contractual (i.e. in the insurance policy) requirement that you cooperate with them in claims and investigations--they can't force you to provide this information. However, your own insurer can make you share this information with you; if a lawsuit ensues, another insurer can use legal process to compel you to provide it; and to the extent any of it is publically available information, or information available from other sources, they can get it.
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