If I have a judgement against me for a medical bill and am unemployed, can they take one of my cars or my home?
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If I have a judgement against me for a medical bill and am unemployed, can they take one of my cars or my home?
Asked on November 1, 2012 under Bankruptcy Law, North Carolina
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
It is my understanding that in North Carolina, a judgment creditor can attach bank accounts, but they would need an order from the court and a bond in most states to attach the vehicles. The judgement will not act as a lien against personal property, until it has been actually seized by the sheriff, but will act as a lien against the real property of the judgment debtor in the county where the judgment is docketed. Consult with an attorney about your options here. There are notice requirements and you need to make sure they are complied with. Good luck.
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