What to do if I got an email from an ex-girlfriend asking me to help her pay back credit card debt that she acrued while we were together?

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What to do if I got an email from an ex-girlfriend asking me to help her pay back credit card debt that she acrued while we were together?

If I said that I would, is this a binding contract?

Asked on July 31, 2012 under Bankruptcy Law, Georgia

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

I suggest that you not agree to help a former girlfriend pay back her credit card debt while accrued during your relationship unless she signs a written promissory note to you for a loan given her to pay back the debt with a stated interest rate and a monthly payment amount over a certain period of time.

If you simply say you would help, such is not a binding contract but merely a promise of some "gift" without any legal consideration to be performed in the future.


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