If I was the victim in a car accident, how do I find out the at-fault driver’s insurance coverage as their insurer refuses to talk to me now?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
If I was the victim in a car accident, how do I find out the at-fault driver’s insurance coverage as their insurer refuses to talk to me now?
My case settled for X amount. The insurance company said there was no umbrella coverage. The driver’s family claims to have umbrella coverage as they are farmers and have many people working for them.
Asked on July 24, 2015 under Accident Law, Wisconsin
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 8 years ago | Contributor
If the case settled, first, check the terms of the settlement: generally, a settlement settles or resolves the entire case, so it would not matter if they have additional coverage--in settling the case, you most likely completely resovled it and can't sue for anything else. It's possible that is not the case, since the terms of the settlement agreement will control; therefore, you need to check the terms of the settlement to see if you can still sue for anything more or if the settlement is all you are going to get.
If you can sue, then that would be how you'd find out about their insurance in the course of any litigation--i.e., you could file a lawsuit against the at-fault driver and, during the lawsuit, could get information about their insurance.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.