What to do it I was the victim of a hit and run accident but got the license plate number and called police who said that the other car was at fault yet their insurer has denied the claim?

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What to do it I was the victim of a hit and run accident but got the license plate number and called police who said that the other car was at fault yet their insurer has denied the claim?

Asked on August 6, 2015 under Accident Law, Washington

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

The insurer's denial of your claim is not the last word: the insurer's opinion as to the liability of their insured or their obligation to pay is only that--an opinon. It is not a court determination. If you believe the other driver was at fault and caused you injury or property damage, you have the right to sue the driver for your costs, injuries, and losses, regardless of what their insurer says. You can recover medical bills and for pain and suffering for disability or impairment (but would need a medical expert/doctor to testify for you), lost wages, other out-of-pocket costs due to the accident, etc. So what you can do is file a lawsuit.

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

The insurer's denial of your claim is not the last word: the insurer's opinion as to the liability of their insured or their obligation to pay is only that--an opinon. It is not a court determination. If you believe the other driver was at fault and caused you injury or property damage, you have the right to sue the driver for your costs, injuries, and losses, regardless of what their insurer says. You can recover medical bills and for pain and suffering for disability or impairment (but would need a medical expert/doctor to testify for you), lost wages, other out-of-pocket costs due to the accident, etc. So what you can do is file a lawsuit.


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