If I was never given notice of money owed to a landlord before the account twas sent o collections, do I have any rights to have this removed from my credit report?

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If I was never given notice of money owed to a landlord before the account twas sent o collections, do I have any rights to have this removed from my credit report?

I broke a lease with an apartment complex and gave them my forwarding address to send the amount owed. They never sent me any notices so after a few months I called them to see how much I owed so I could pay them off. And they had already sent me to a collection agency. Whom also never sent me any notices or called before putting it on my credit. Do I have any legal rights to get this removed as long as I pay the amount in full?

Asked on January 10, 2012 under Bankruptcy Law, South Carolina

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

Assuming you pay the outstanding invoice of your landlord in full, you have the right to have the reporting credit bureau companies to show that the particular claim against you has been paid in full.

I suggest that before you pay the former landlord the amount claimed owed, make sure that as a condition for the payment that he or she will sign a full satisfaction of the obligation owed in a written document where the signature would be notarized. You do not want to have a situation where you pay good money for the amount claimed and then have to pursue the former landlord for documentation that the debt has been paid in full.


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