If I was involved in an auto accident this past summer, but not injured, am I still entitled to a copy of the investigation report?

UPDATED: Sep 29, 2022

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If I was involved in an auto accident this past summer, but not injured, am I still entitled to a copy of the investigation report?

I was sent a letter by my insurance company stating that I was at fault for the accident which I strongly dispute. I did ask for a copy of the investigation to find out what I did wrong to cause the accident which they are denying me. The letter they sent me also states that my rate will increase next month when my policy renews, but they won’t let me know by how much which I believe is strange. Do I have a legal right to ask for a copy of there investigation?

Asked on October 26, 2015 under Accident Law, Texas


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

It is their own internal investigation: you do not have a right to their report unless--
1) Your policy (which is a contract) states that you have the right to the report; or
2) There is litigation (e.g. you sue them for breaching their obligations to you under their policy; you are sued by someone else for this accident, but your insurer refuses to defend or indemnify you; etc.) and you use the legal process available in litigation (e.g. document production requests; subpoenas) to get the report.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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