What can I do if I was involved in a car accident and signed a release with the insurer but now am suffering from some late onset some personal injuries?

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What can I do if I was involved in a car accident and signed a release with the insurer but now am suffering from some late onset some personal injuries?

a few days after the accident, a lady from the insurance company called me and offered me $1000 to settle the claim. I signed on the release form and received the check amount of $1000. I didn’t deposit the check. Then, 2 weeks after the accident, i couldn’t turn my neck and also had very bad lower back pain. I went to the doctor and he said that I need at least 6 to 8 weeks of treatment. I called the insurance company and explained about my situation but she said she couldn’t help me with anything because I had already signed on the release form. Is there any way that I can get coverage from by the insurance company?

Asked on December 14, 2015 under Personal Injury, Washington

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Read the release carefully, but if it states anything like that the $1,000 was in full settlement or satisfaction of your claim(s), or that you are giving up the right to sue, etc. then you would be limited to the money your already received: a release is a contract, and if you agree to a contract, you are obligated to it, even if it later turns out to have been a bad decision for you. You can only seek additional compenstion if the release does not prohibit or prevent you from doing so.


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