If I was injured while working on a customer’s home and had to have surgery to replace a shattered bone, is anyone liable for my injury?
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If I was injured while working on a customer’s home and had to have surgery to replace a shattered bone, is anyone liable for my injury?
I slipped off the top of an outside stairway last year which had no railings. I shattered my radial head in my forearm. My job made me come into work the next day to see the workers comp doctor who looked at the report from the hospital and told me to go home and he would have a specialist contact me. They got me in 2 days later and I had surgery the following morning. My arm is in pain everyday and my hand is also not right. The doctor said he had no crystal ball for this injury and it may take over a year to heal or may never be the same as prior to the injury. My job let me go 4 months ago.
Asked on June 20, 2012 under Personal Injury, Indiana
Answers:
Leigh Anne Timiney / Timiney Law Firm
Answered 11 years ago | Contributor
I am very sorry to hear about your injury. First of all, I hope you have made a workers compensation claim with your employer's workers compensation insurance carrier. You were clearly injured on the job and your medical bills, lost wages and any permanent damage you might suffer are their responsibility to cover. At some point you may be able to settle your workers compensation claim and obtain a settlement for any future medical bills or permanent damage you may have suffered. It is possible the homeowner may carry homeowner's insurance which also could cover your injury, especially if the stairway was hazardous. It would depend upon the homeowner's particular insurance policy. Good luck to you!
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