What to do if I was in an at-fault accident a year ago and didn’t have insurance?

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What to do if I was in an at-fault accident a year ago and didn’t have insurance?

Now a year later I got a letter saying im being sued by the driver’s insurance company. I have no money and have been on government benefits the past 6 months. I can’t pay the $5,000 that they are suing me for.

Asked on June 5, 2013 under Accident Law, Minnesota

Answers:

Tricia Dwyer / Tricia Dwyer Esq & Associates PLLC

Answered 8 years ago | Contributor

Hello. If you do nothing at all, most likely a judgment will be granted in the Plaintiff's favor. Otherwise, you have a limited time in which to make a response. My impression is that you ought to have attorney counsel.  You may inquire as to the possibility of free resources in your area. Otherwise: Some attorneys, myself included, are available seven days for emergency legal needs. Many attorneys will confer initially at no charge. Then, if legal work is performed, some attorneys, myself included, will provide a reduced fee for financial hardship. Some attorneys, myself included, may also assist you in limited scope manner to conserve legal costs. All the best.

Matthew Majeski / Majeski Law, LLC

Answered 8 years ago | Contributor

If you do nothing the insurance company will likely be granted a default judgment against you in court.  Otherwise, you need to file the appropriate documents and appear in court to defend your case.  If you did it and you know you're guilty, first off I wouldn't mention this anywhere else online.  Second, get an attorney if you're not comfortable with doing it alone.  If you can't afford one, contact your local legal aid agency for either advice or to try to get a low-cost attorney to represent you.


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