I signed settlement letter and feel I was given false information

UPDATED: Sep 30, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Sep 30, 2022Fact Checked

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

I signed settlement letter and feel I was given false information

I was rear-ended and suffered minor injuries. Did not seek legal counsel at first, my mistake,recently signed my settlement release form unknowing the amount of the medical bills. Had I known that the medical bills would have been taken out of the over all amount I would have never agreed. The amount I was left with doesn’t even amount to my lost wages, which the insurance company was aware of. There was barely verbal communication, mostly all through emails. The only way this was brought to my attention was when I received a notice of a funds transfer to my bank in a very low amount. I immediately contacted the adjuster and asked to speak with a supervisor. He never had a verbal conversation with me about the amount or anything. I am feeling horrible right now and don’t even know if anything can be done but what else do I have to lose.

Asked on December 22, 2016 under Accident Law, Indiana


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

False information is an affirmative lie made before you signed the agreement--for example, if the insurer told you that medical bills would not be taken out, when clearly, that was untrue. However, there is no duty or legal obligation on them to discuss or disclose everything about how the settlement works to you...the law does not make them look out for your interests in that way. Instead, the duty is on *you* to get legal or accounting advice (as applicable), to ask questions of them (which they then would have to answer honestly), and to otherwise make sure you understand what you are signing. Indeed, the law presumes that you *do* understand and agree to what you signed. So if the problem is that you did not make sure you understood the settlement, there is no recourse for you; only if you were actively or affirmatively lied to, would you have recourse. If you were actively or affirmatively lied to, then that may be fraud, and fraud would provide grounds to void (undo) the settlement and/or seek monetary compensation. (You would have to sue to do these things, if they will not voluntarily do them.)

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption