What to do if I purchased a vehicle almost 2 months ago but o date the dealership has not been able to produce a title?

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What to do if I purchased a vehicle almost 2 months ago but o date the dealership has not been able to produce a title?

The notes first payment is due tomorrow. I don’t want to start payments on a vehicle I don’t legally own. Can I return to dealership and tell them to cancel everthing? I spoke with the financing company and they said no matter what, I entered into a legal contract and need to start paying. Is it out of the question to have the dealership return the money?

Asked on April 13, 2012 under General Practice, Missouri

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

Typically in the auto industry when one is paying for a vehicle over time the person buying the vehicle does not get legal title to the vehicle until it is paid in full. I suggest that you carefully read your purchase agreement for the item as well as the loan agreement in that their terms and conditions control how registered title will be transferred to you.

From what you have written, it seems that you are bound to a contract purchasing the car and depending upon your loan agreement with the lender, you might not get the registered title to the car until after it is paid in full by you.


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