I purchased a new car with a loan.My son drove the car and wrecked it.My son had a learners permitThe insurance company denied my claim

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I purchased a new car with a loan.My son drove the car and wrecked it.My son had a learners permitThe insurance company denied my claim

Asked on July 2, 2009 under Accident Law, New York

Answers:

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

If your son was driving the car by himself, you may be out of luck, because his permit doesn't make him a licensed driver except when another licensed driver is in the front seat with him.

Car insurance rules differ from one state to another, and I'm not a New York attorney.  For reliable advice, on this very high stakes question, you need to take your insurance policy, the letter denying the claim, and all of the facts to a lawyer in your area.  One place to find qualified counsel is our website, http://attorneypages.com

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

If your son was driving the car by himself, you may be out of luck, because his permit doesn't make him a licensed driver except when another licensed driver is in the front seat with him.

Car insurance rules differ from one state to another, and I'm not a New York attorney.  For reliable advice, on this very high stakes question, you need to take your insurance policy, the letter denying the claim, and all of the facts to a lawyer in your area.  One place to find qualified counsel is our website, http://attorneypages.com


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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