How do I clear a judgment listed on my credit report if I cannot locate the company that has the judgment against me?
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How do I clear a judgment listed on my credit report if I cannot locate the company that has the judgment against me?
I’m currently buying a house but in order to do that I need to clear the judgments that are listed on my credit. I can not locate the company that has the judgment against me. I researched the company name on Google. Called everyone that was listed and non of them are the company I’m looking for. I even contacted the apartment complex that obtained the judgment but they have a new owner and don’t have any records in regards to my account; neither does it know how to reach the previous owner either. I have no idea how to reach these people to pay them off What am I supposed to do now?
Asked on March 20, 2012 under Bankruptcy Law, Texas
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
If you cannot locate the people that have judgments against you to pay them off which is an impediment to you getting the home you want, I suggest that you retain a private investigator to assist you for the information you want.
There are also services online where you pay so much for a month or so to do a locate on people. Another option is that if the judgments are over 10 years old, they may be invalid. If they are, you need to consult with an attorney that does collection work about filing a motion in the case where the judgment arose to get a court order deeming them invalid. If so, then that would clear out those judgments against you.
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