What to do if I let my daughter open accounts of credit in my name and she is unable to pay them?

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What to do if I let my daughter open accounts of credit in my name and she is unable to pay them?

I am disabled and receive less than $300 per month SSDI. My husband has a pension and SS, but total income for our household is less than $25K. I have some money in the bank – around 50K but my husband won’t let me have access to it. We own our house in a poor neighborhood and it is worth about $75. We also own a car that is worth about $8k. I want to file bankruptcy for just me so my daughter can be relieved of this debt. What can I do and what are the consequences? I really don’t want to get my husband involved at all.

Asked on November 17, 2012 under Bankruptcy Law, Pennsylvania

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If your daughter opened accounts in your name which are really her own accounts then for you to file for bankruptcy protection as to such could very well be a fraud with the bankruptcy court. Given what you have written about, I suggest that you consult further with a bankruptcy attorney to assist you in your matter before filing.


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