What do I do if I have no job due to my child’s health problems and just learned I have a court date for a credit card 3rd party suing me?

What do I do if I have no job due to my child’s health problems and just learned I have a court date for a credit card 3rd party suing me?

I have a 3rd party suing me on behalf of a credit card company that I defaulted on. It was originally $400 but it’s now $1200 including court fees. I have no job due to taking care of my child with health problems. I have no bank account. I do not own my house. My husband says he will make payments on it but since his is the only income, it can only be like $50 a month. My court day is in 2 days. What is my best course of action from this point?

Asked on February 19, 2012 under Bankruptcy Law, Kentucky

Answers:

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