I have credit cards issued from another country and balances in US dollars. Can the foreign creditor go after me in the United States?

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I have credit cards issued from another country and balances in US dollars. Can the foreign creditor go after me in the United States?

Asked on April 12, 2009 under Bankruptcy Law, Arizona

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

Most likely yes, and depending on whether the situation is considered a federal question, it may be in federal court or state court.  U.s. treaties and U.N. agreements have seen to this, plus see the following:

http://frwebgate.access.gpo.gov/cgi-bin/usc.cgi?ACTION=BROWSE&TITLE=28USCPIV

If you have an issue with a credit card company, try to see if it is solely a foreign company or one with a subsidiary or affiliate that is U.S. based.   Did you seek legal counsel to try to negotiate out?  Try www.attorneypages.com and look for a lawyer with federal law experience, especially in multi-jurisdiction/foreign contract law.

Hope this helps.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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