I have a life unsurance policy with my now ex husband for 22 years. He is the policy and I am the rider. can he change beneficiary with out my concent
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I have a life unsurance policy with my now ex husband for 22 years. He is the policy and I am the rider. can he change beneficiary with out my concent
Asked on June 16, 2009 under Insurance Law, Michigan
Answers:
B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
I doubt that he can change the beneficiary at all, if he's not the owner of the policy. At the same time, unless the divorce decree authorized it, you may not have the right to own insurance on his life any longer. In many states, the divorce ends your "insurable interest". Sometimes, insurance is used to "guarantee" payment of child support or alimony, but usually the person who's paying the support takes out the policy under the court's judgment.
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