If I have a bank account with another person who does not use the account at all but they have a debt, can the account be garnished?

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If I have a bank account with another person who does not use the account at all but they have a debt, can the account be garnished?

I have a bank account with another person who does not use the account at all. I use it for my Social Security and payroll to be deposited. I recently received a notice from the bank that they are taking money from the account to pay a debt for the other person. None of the money is his. Can they do that?

Asked on August 30, 2012 under Bankruptcy Law, Florida

Answers:

Catherine Blackburn / Blackburn Law Firm

Answered 9 years ago | Contributor

The answer to your question is probably, yes.  If the other person is named on your account, then he is an owner of the account.  This is a hazard of placing other people on a bank account for convenience.

I am not a debt collections attorney and know very little about garnishment.  I would ask the branch manager of the bank what he or she suggests.  If that does not help, I suggest you contact a collections attorney immediately for advice.


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