If I filed for a bankruptcy but dropped it and it was dismissed, how doI get that notation off of my credit report?

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If I filed for a bankruptcy but dropped it and it was dismissed, how doI get that notation off of my credit report?

I have been denied a credit card as well as had a credit card cancelled. I was told it would be like it never happened but it is still there. Can I get it expunged off my record?

Asked on July 22, 2011 Maryland

Answers:

Mark J. Markus / Mark J. Markus, Law Offices of

Answered 11 years ago | Contributor

Who told you that?  If you file a bankruptcy, then you filed a bankruptcy and a credit bureau is correct in reporting that you filed a bankruptcy.  They should also notate that it was dismissed, but you nevertheless filed a bankruptcy.   How or if that affects your credit score/rating is another story altogether.

Mark J. Markus, Attorney at Law

Handling exclusively bankruptcy law cases in California since 1991.

http://www.bklaw.com/

Follow Me on Twitter:  @bklawr

Mark J. Markus / Mark J. Markus, Law Offices of

Answered 11 years ago | Contributor

Who told you that?  If you file a bankruptcy, then you filed a bankruptcy and a credit bureau is correct in reporting that you filed a bankruptcy.  They should also notate that it was dismissed, but you nevertheless filed a bankruptcy.   How or if that affects your credit score/rating is another story altogether.

Mark J. Markus, Attorney at Law

Handling exclusively bankruptcy law cases in California since 1991.

http://www.bklaw.com/

Follow Me on Twitter:  @bklawr


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