What happens if Igot into a car accident byt I have no insurance?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What happens if Igot into a car accident byt I have no insurance?
It was the other person’s fault; the police repot confims it. Can they sue me? Can I sue them; if so, do they pay for my car to be fixed?
Asked on February 28, 2012 under Accident Law, California
Answers:
Timothy Klisz / Klisz Law Office, PLLC
Answered 12 years ago | Contributor
In Michigan, you must be insured or you cannot maintain any action against anyone, whether at fault or not. They or their insurer can sue you for all damages paid out: car and medical bills, etc.
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Since the other party was at fault in the accident, you can file a claim for your property damage with the other party's insurance carrier. Since you were not at fault, the fact that you did not have insurance does not prevent you from filing a claim with the other party's insurance. Their insurance will pay for your property damage. If the other party did not have insurance, you will need to sue them to recover your property damage. If the property damage claim is not settled with the other party's insurance, file a lawsuit for negligence against the at-fault party. If your case is settled with the insurance company, NO lawsuit is filed.
Since the other party was at fault in the accident, the other party has no grounds to sue you.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.