If I did not reaffirm my mortgage at during my bankruptcy but continue to pay each monthly payment, am I in danger of being evicted by the bank?

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If I did not reaffirm my mortgage at during my bankruptcy but continue to pay each monthly payment, am I in danger of being evicted by the bank?

Asked on March 26, 2014 under Bankruptcy Law, Florida

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Potentially yes, if there was an unpaid balance due and owing, then the bank could foreclose for  it if the mortgage is not reaffirmed, even if you are no paying the monthly payments in full as they come due--that arrears would still give them the ability to foreclose, in the absence of reaffirmation.


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