What is my responsibility regarding damage to a vehicle that was accidentally hit when I was loading some items into my car?

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What is my responsibility regarding damage to a vehicle that was accidentally hit when I was loading some items into my car?

I bought some interior doors at a home improvement center and loaded them into my parked SUV. One of the doors was lining vertically to a shopping cart while I was loading other stuffs. The width of road between 2 parking areas is about 3-car’s width and my shopping cart was stopped to the very one side. A heavy wind suddenly blew away one of the doors and it fell onto another car which happened to drive by (so he was driving in middle of road). We both reported to our insurance companies but my insurance will not pay for his loss; I was not in the car and the car was parked. The owner of hit car asked me to pay for repair of $306. The original quote for the fix is $505 and I think his insurance paid for partial. Should I pay? Is it my fault?

Asked on June 12, 2014 under Accident Law, Massachusetts

Answers:

Maury Beaulier / MinnesotaLawyers.com

Answered 8 years ago | Contributor

If you can be deemed nbegligent, you can be held responsible for the debt.  Since your car door was unattended and blown open, you may certainly be found negligent.  However, more would have to be known regarding the incident and whethe rthe driver of the vehcile could have avoided the damages.


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